We can place you and your family in the loan that makes sense and fits the needs you lay out for us. … Learn More about Home Loan Programs
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Home Loans in Columbia, MO
At Community First Home Loans, we take pride in our ability to help families by finding ways to make the tough loans work. Our team at Community 1st is determined to help all borrowers get their loan done, no matter their current financial standing.
Our Home Loan Programs
Conventional Home Loans
Whether you are purchasing a home or refinancing your current home, a conventional loan might be the right home loan option for you. Conventional mortgages are typically underwritten according to the guidelines set by Fannie Mae and Freddie Mac and come in fixed-rate and variable-rate types. With Community First Home Loans, based out of Columbia, MO, you can borrow with confidence and ease while purchasing your conventional mortgage.
FHA Home Loans
FHA loans are mortgages insured by the Federal Housing Administration. These loans are a great option for first-time homebuyers because they require a lower down payment than most other mortgages. Community First Home Loans offers the best rates for FHA fixed and adjustable-rate mortgages. With both less restrictive requirements and the borrowing confidence, you'll receive from working with Community First Home Loans, obtaining an FHA loan will be a painless and exciting process. Apply Today!
VA Home Loans
Take advantage of your VA loan privileges by applying with Community First Home Loans today! Refinance up to 120% of your home's value or buy a home with no down payment – a benefit almost no other loan can offer. Community First Home Loans based in Columbia, Missouri provides the best customer service and will guide you through all your VA Loan questions. Apply today!
Jumbo Home Loans
Save big with a jumbo loan from Community First Home Loans! If you're looking to buy a home in a higher price range, a jumbo loan from Community First Home Loans can help you finance up to $3 million. Offering a choice between fixed or adjustable rates, our jumbo loans offer maximum flexibility, and our hometown customer service will make your home-purchasing process a breeze.
USDA Home Loans
Get 100% financing with USDA Loans from Community First Home Loans! The USDA Loan requires no money down, low interest rates and has easier credit qualifications than other loan options. Depending on the location of the home and total combined income of the household, Rural Housing Loans are now easier to qualify and are a financially secure option for any homeowner. Apply for your USDA Loan today!
Hear from Our Customers
He exceeds all my expectations of a mortgage banker. I would and have recommended him to family and friends.
Christa O.Mortgage Refinance Customer
As first time home buyers, we had a lot of questions (and not the best credit scores). Bobby answered all of our questions and worked very hard to get us the best possible interest rate
Bernardi & TerriHome Loan Customer